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Why wait for rates to come down? This home offers an ASSUMABLE 2.5% MORTGAGE for the qualified buyer - a rare opportunity in today's market. Located in the desirable Cedar Ridge subdivision, this 4-bedroom, 5-bath home delivers nearly 4,800 square feet of finished living space on 1.07 acres with a fully fenced backyard and heated attached garage. Built in 1998, the home combines comfort and versatility with a main-level master suite featuring a spa-like bath with heated floors, updated finishes, and a large walk-in closet. The main level also includes an office, formal living room, and a soaring 2-story entry that flows into the open-concept kitchen, dining, and family room, with a second staircase leading upstairs. The upper-level features three bedrooms, including a private suite with its own full bath, plus another full bath. The walk-out basement offers endless options with a spacious great room, a game room, full bath, workshop, and generous storage. Updates include a new hot water circulator pump and a massive storage area above the garage. Outdoor living is equally impressive with a wrap-around front porch and a multi-level deck overlooking the private backyard. With its unbeatable financing option and sought-after location, this home is as practical as it is inviting.
Property Type(s):
Single Family
Last Updated | 8/21/2025 | Tract | Cedar Ridge |
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Year Built | 1998 | Garage Spaces | 2.0 |
County | Montgomery |
SCHOOLS
School District | South Montgomery Community S.D. |
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Elementary School | New Market |
Jr. High School | Southmont |
High School | Southmont |
Additional Details
AIR | Central Air |
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AIR CONDITIONING | Yes |
APPLIANCES | Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned |
BASEMENT | Finished, Full, Walk-Out Access, Yes |
CONSTRUCTION | Brick, Vinyl Siding |
FIREPLACE | Yes |
GARAGE | Attached Garage, Yes |
HEAT | Forced Air, Propane |
HOA DUES | 250 |
INTERIOR | Breakfast Bar, Kitchen Island |
LOT | 1.074 acre(s) |
LOT DESCRIPTION | Irregular Lot, Wooded |
LOT DIMENSIONS | Irregular |
PARKING | Garage Door Opener, Attached |
SEWER | Septic Tank |
STYLE | Traditional |
SUBDIVISION | Cedar Ridge |
TAXES | 2080 |
WATER | Well, Private |
Listed with John Downey, F.C. Tucker West Central
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Indiana Regional MLS®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Copyright© 2025 IRMLS. All rights reserved.
Last Updated On: 8/23/25 7:52 AM PDT
Walk Score provided by walkscore.com
Copyright© 2025 IRMLS. All rights reserved.
Last Updated On: 8/23/25 7:52 AM PDT
Walk Score provided by walkscore.com
This IDX solution is (c) Diverse Solutions 2025.
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